{"id":9960,"date":"2024-08-01T14:42:55","date_gmt":"2024-08-01T06:42:55","guid":{"rendered":"https:\/\/www.orionta.com\/?p=9960"},"modified":"2024-10-11T17:35:46","modified_gmt":"2024-10-11T09:35:46","slug":"retirement-planning-effective-investment-strategies-to-secure-your-future","status":"publish","type":"post","link":"http:\/\/orionta.com\/zh\/retirement-planning-effective-investment-strategies-to-secure-your-future\/","title":{"rendered":"\u9000\u4f11\u89c4\u5212: \u4fdd\u969c\u672a\u6765\u7684\u6709\u6548\u6295\u8d44\u7b56\u7565"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"9960\" class=\"elementor elementor-9960\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-674f93a elementor-section-full_width elementor-hidden-tablet elementor-hidden-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"674f93a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6dee901\" data-id=\"6dee901\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-23f29b8 elementor-widget elementor-widget-image\" data-id=\"23f29b8\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>.elementor-element-23f29b8{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3c6f89 elementor-widget elementor-widget-image\" data-id=\"d3c6f89\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1920\" height=\"720\" src=\"http:\/\/orionta.com\/wp-content\/uploads\/2024\/08\/investment-Diversification-Strategies-cn-2.png\" class=\"attachment-full size-full wp-image-10657\" alt=\"\" srcset=\"http:\/\/orionta.com\/wp-content\/uploads\/2024\/08\/investment-Diversification-Strategies-cn-2.png 1920w, http:\/\/orionta.com\/wp-content\/uploads\/2024\/08\/investment-Diversification-Strategies-cn-2-800x300.png 800w, http:\/\/orionta.com\/wp-content\/uploads\/2024\/08\/investment-Diversification-Strategies-cn-2-300x113.png 300w, http:\/\/orionta.com\/wp-content\/uploads\/2024\/08\/investment-Diversification-Strategies-cn-2-1024x384.png 1024w, http:\/\/orionta.com\/wp-content\/uploads\/2024\/08\/investment-Diversification-Strategies-cn-2-768x288.png 768w, http:\/\/orionta.com\/wp-content\/uploads\/2024\/08\/investment-Diversification-Strategies-cn-2-1536x576.png 1536w, http:\/\/orionta.com\/wp-content\/uploads\/2024\/08\/investment-Diversification-Strategies-cn-2-18x7.png 18w, http:\/\/orionta.com\/wp-content\/uploads\/2024\/08\/investment-Diversification-Strategies-cn-2-1320x495.png 1320w, http:\/\/orionta.com\/wp-content\/uploads\/2024\/08\/investment-Diversification-Strategies-cn-2-24x9.png 24w, http:\/\/orionta.com\/wp-content\/uploads\/2024\/08\/investment-Diversification-Strategies-cn-2-36x14.png 36w, http:\/\/orionta.com\/wp-content\/uploads\/2024\/08\/investment-Diversification-Strategies-cn-2-48x18.png 48w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cdc3db7 elementor-section-full_width elementor-hidden-desktop elementor-section-height-default elementor-section-height-default\" data-id=\"cdc3db7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b3d8559\" data-id=\"b3d8559\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-67b1523 elementor-widget elementor-widget-image\" data-id=\"67b1523\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"960\" height=\"720\" src=\"http:\/\/www.orionta.com\/wp-content\/uploads\/2024\/08\/investment-Diversification-Strategies-mobile-cn-2.png\" class=\"attachment-full size-full wp-image-17421\" alt=\"\" srcset=\"\" sizes=\"(max-width: 960px) 100vw, 960px\" data-srcset=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-37853de6 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"37853de6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4249cc27\" data-id=\"4249cc27\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-38cab589 elementor-widget elementor-widget-heading\" data-id=\"38cab589\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">\u9000\u4f11\u89c4\u5212: \u4fdd\u969c\u672a\u6765\u7684\u6709\u6548\u6295\u8d44\u7b56\u7565<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-74a6454 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"74a6454\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-5800db3a\" data-id=\"5800db3a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4dae6e50 elementor-widget elementor-widget-heading\" data-id=\"4dae6e50\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u4ecb\u7ecd<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe0b6ce elementor-widget elementor-widget-text-editor\" data-id=\"fe0b6ce\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u9000\u4f11\u89c4\u5212\u662f\u8d22\u52a1\u7ba1\u7406\u7684\u4e00\u4e2a\u91cd\u8981\u65b9\u9762\uff0c\u53ef\u786e\u4fdd\u60a8\u4eab\u53d7\u8212\u9002\u3001\u5b89\u5168\u7684\u9000\u4f11\u751f\u6d3b\u3002\u968f\u7740\u9884\u671f\u5bff\u547d\u7684\u5ef6\u957f\u548c\u517b\u8001\u91d1\u5236\u5ea6\u7684\u4e0d\u65ad\u53d1\u5c55\uff0c\u79ef\u6781\u89c4\u5212\u548c\u6295\u8d44\u9000\u4f11\u751f\u6d3b\u6bd4\u4ee5\u5f80\u4efb\u4f55\u65f6\u5019\u90fd\u66f4\u52a0\u91cd\u8981\u3002\u901a\u8fc7\u5b9e\u65bd\u6709\u6548\u7684\u6295\u8d44\u7b56\u7565\uff0c\u60a8\u53ef\u4ee5\u5efa\u7acb\u4e00\u4e2a\u7a33\u5065\u7684\u9000\u4f11\u57fa\u91d1\uff0c\u4ee5\u652f\u6301\u60a8\u7684\u751f\u6d3b\u65b9\u5f0f\u76ee\u6807\uff0c\u5e76\u8ba9\u60a8\u9ad8\u6795\u65e0\u5fe7\u3002\u672c\u6587\u5c06\u63a2\u8ba8\u6709\u6548\u89c4\u5212\u9000\u4f11\u751f\u6d3b\u7684\u5173\u952e\u7b56\u7565\u548c\u6280\u5de7\uff0c\u5e2e\u52a9\u60a8\u786e\u4fdd\u672a\u6765\u8d22\u52a1\u7a33\u5b9a\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67e52ba2 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"67e52ba2\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2504dc56 elementor-widget elementor-widget-heading\" data-id=\"2504dc56\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. \u5c3d\u65e9\u5f00\u59cb\uff0c\u6301\u4e4b\u4ee5\u6052<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-370926a5 elementor-widget elementor-widget-text-editor\" data-id=\"370926a5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u9000\u4f11\u89c4\u5212\u6700\u6709\u6548\u7684\u7b56\u7565\u4e4b\u4e00\u5c31\u662f\u5c3d\u65e9\u5f00\u59cb\u3002\u8d8a\u65e9\u5f00\u59cb\u50a8\u84c4\u548c\u6295\u8d44\uff0c\u60a8\u7684\u8d44\u91d1\u901a\u8fc7\u590d\u5229\u589e\u957f\u7684\u65f6\u95f4\u5c31\u8d8a\u957f\u3002\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\uff0c\u5373\u4f7f\u662f\u5c0f\u989d\u7684\u5b9a\u671f\u7f34\u6b3e\u4e5f\u80fd\u79ef\u7d2f\u5927\u91cf\u8d44\u91d1\u3002\u575a\u6301\u4e0d\u61c8\u662f\u5173\u952e\uff1b\u5b9a\u671f\u5411\u60a8\u7684\u9000\u4f11\u8d26\u6237\uff08\u5982 401(k) \u6216 IRA\uff09\u4f9b\u6b3e\uff0c\u6709\u52a9\u4e8e\u4e3a\u60a8\u7684\u9000\u4f11\u57fa\u91d1\u6253\u4e0b\u575a\u5b9e\u7684\u57fa\u7840\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-952be39 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"952be39\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-221f7557 elementor-widget elementor-widget-heading\" data-id=\"221f7557\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. \u786e\u5b9a\u9000\u4f11\u76ee\u6807<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30a2b4df elementor-widget elementor-widget-text-editor\" data-id=\"30a2b4df\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u5728\u5236\u5b9a\u6295\u8d44\u7b56\u7565\u4e4b\u524d\uff0c\u786e\u5b9a\u60a8\u7684\u9000\u4f11\u76ee\u6807\u81f3\u5173\u91cd\u8981\u3002\u5e94\u8003\u8651\u4ee5\u4e0b\u56e0\u7d20\uff1a<\/p><ul><li><strong>\u751f\u6d3b\u65b9\u5f0f\uff1a<\/strong> \u60a8\u8bbe\u60f3\u7684\u9000\u4f11\u751f\u6d3b\u65b9\u5f0f\u662f\u4ec0\u4e48\uff1f\u8003\u8651\u4e00\u4e0b\u65c5\u884c\u8ba1\u5212\u3001\u4e1a\u4f59\u7231\u597d\u4ee5\u53ca\u60a8\u60f3\u4ece\u4e8b\u7684\u5176\u4ed6\u6d3b\u52a8\u3002<\/li><li><strong>\u652f\u51fa\uff1a<\/strong> \u4f30\u7b97\u60a8\u672a\u6765\u7684\u751f\u6d3b\u5f00\u652f\uff0c\u5305\u62ec\u4f4f\u623f\u3001\u533b\u7597\u4fdd\u5065\u548c\u4f11\u95f2\u6d3b\u52a8\u3002<\/li><li><strong>\u6536\u5165\u6765\u6e90\uff1a<\/strong> \u786e\u5b9a\u6f5c\u5728\u7684\u6536\u5165\u6765\u6e90\uff0c\u5982\u793e\u4f1a\u4fdd\u969c\u798f\u5229\u3001\u517b\u8001\u91d1\u548c\u5176\u4ed6\u6295\u8d44\u3002<\/li><\/ul><p>\u901a\u8fc7\u8bbe\u5b9a\u660e\u786e\u7684\u76ee\u6807\u5e76\u4f30\u7b97\u60a8\u672a\u6765\u7684\u9700\u6c42\uff0c\u60a8\u53ef\u4ee5\u6839\u636e\u81ea\u5df1\u7684\u9000\u4f11\u76ee\u6807\u5236\u5b9a\u91cf\u8eab\u5b9a\u5236\u7684\u6295\u8d44\u7b56\u7565\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-444e3e17 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"444e3e17\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19808f2 elementor-widget elementor-widget-heading\" data-id=\"19808f2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3. \u5206\u6563\u6295\u8d44\u7ec4\u5408<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2dc14d elementor-widget elementor-widget-text-editor\" data-id=\"e2dc14d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u5206\u6563\u6295\u8d44\u662f\u6295\u8d44\u7b56\u7565\u7684\u4e00\u9879\u91cd\u8981\u539f\u5219\uff0c\u5b83\u6d89\u53ca\u5c06\u60a8\u7684\u6295\u8d44\u5206\u6563\u5230\u4e0d\u540c\u7684\u8d44\u4ea7\u7c7b\u522b\u4e2d\u4ee5\u964d\u4f4e\u98ce\u9669\u3002\u591a\u5143\u5316\u7684\u6295\u8d44\u7ec4\u5408\u6709\u52a9\u4e8e\u7ba1\u7406\u98ce\u9669\uff0c\u63d0\u9ad8\u6f5c\u5728\u56de\u62a5\u3002\u8003\u8651\u5728\u60a8\u7684\u9000\u4f11\u6295\u8d44\u7ec4\u5408\u4e2d\u52a0\u5165\u4ee5\u4e0b\u8d44\u4ea7\u7c7b\u522b\uff1a<\/p><ul><li><strong>\u80a1\u7968\uff1a<\/strong> \u80a1\u7968\u5177\u6709\u589e\u957f\u6f5c\u529b\uff0c\u6709\u52a9\u4e8e\u8ddf\u4e0a\u901a\u8d27\u81a8\u80c0\u7684\u6b65\u4f10\u3002\u5305\u62ec\u56fd\u5185\u548c\u56fd\u9645\u80a1\u7968\u7684\u7ec4\u5408\uff0c\u4ee5\u53ca\u4e0d\u540c\u7684\u90e8\u95e8\u548c\u884c\u4e1a\u3002<\/li><li><strong>\u503a\u5238\uff1a<\/strong> \u56fa\u5b9a\u6536\u76ca\u8bc1\u5238\u63d0\u4f9b\u7a33\u5b9a\u6027\u548c\u5b9a\u671f\u6536\u5165\u3002\u5206\u6563\u6295\u8d44\u4e0d\u540c\u671f\u9650\u7684\u653f\u5e9c\u3001\u516c\u53f8\u548c\u5e02\u653f\u503a\u5238\u3002<\/li><li><strong>\u623f\u5730\u4ea7\uff1a<\/strong> \u76f4\u63a5\u6216\u901a\u8fc7\u623f\u5730\u4ea7\u6295\u8d44\u4fe1\u6258\u57fa\u91d1\uff08REITs\uff09\u6295\u8d44\u623f\u5730\u4ea7\uff0c\u53ef\u63d0\u4f9b\u989d\u5916\u6536\u5165\u548c\u591a\u6837\u5316\u6295\u8d44\u3002<\/li><li><strong>\u73b0\u91d1\u53ca\u73b0\u91d1\u7b49\u4ef7\u7269\uff1a<\/strong> \u5728\u6295\u8d44\u7ec4\u5408\u4e2d\u4fdd\u7559\u4e00\u90e8\u5206\u73b0\u91d1\u6216\u77ed\u671f\u6295\u8d44\uff0c\u4ee5\u63d0\u9ad8\u6d41\u52a8\u6027\u548c\u7a33\u5b9a\u6027\u3002<\/li><\/ul><p>\u5b9a\u671f\u5ba1\u67e5\u548c\u91cd\u65b0\u5e73\u8861\u60a8\u7684\u6295\u8d44\u7ec4\u5408\uff0c\u786e\u4fdd\u5176\u4e0e\u60a8\u7684\u98ce\u9669\u627f\u53d7\u80fd\u529b\u548c\u9000\u4f11\u76ee\u6807\u4fdd\u6301\u4e00\u81f4\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70339573 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"70339573\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de42a81 elementor-widget elementor-widget-heading\" data-id=\"de42a81\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. \u5145\u5206\u5229\u7528\u7a0e\u6536\u4f18\u60e0\u8d26\u6237<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98cbfd7 elementor-widget elementor-widget-text-editor\" data-id=\"98cbfd7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u5229\u7528\u7a0e\u6536\u4f18\u60e0\u9000\u4f11\u8d26\u6237\uff0c\u6700\u5927\u9650\u5ea6\u5730\u63d0\u9ad8\u60a8\u7684\u50a8\u84c4\u548c\u6295\u8d44\u589e\u957f\u3002\u8bf7\u8003\u8651\u4ee5\u4e0b\u9009\u9879\uff1a<\/p><ul><li><strong>401(k) \u6216 403(b):<\/strong> \u96c7\u4e3b\u8d44\u52a9\u7684\u9000\u4f11\u8ba1\u5212\u901a\u5e38\u5177\u6709\u7a0e\u6536\u4f18\u60e0\uff0c\u4f8b\u5982\u7a0e\u524d\u4f9b\u6b3e\u548c\u7a0e\u6536\u9012\u5ef6\u589e\u957f\u3002\u5982\u679c\u6709\u96c7\u4e3b\u7b49\u989d\u4f9b\u6b3e\uff0c\u5219\u53ef\u5145\u5206\u5229\u7528\u3002<\/li><li><strong>\u4e2a\u4eba\u9000\u4f11\u8d26\u6237\uff08IRA\uff09\uff1a<\/strong> \u4e2a\u4eba\u9000\u4f11\u8d26\u6237\u63d0\u4f9b\u5ef6\u7a0e\u589e\u957f\u6216\u514d\u7a0e\u63d0\u53d6\uff0c\u5177\u4f53\u53d6\u51b3\u4e8e\u7c7b\u578b\uff08\u4f20\u7edf\u6216\u7f57\u65af\uff09\u3002\u5411\u4e2a\u4eba\u9000\u4f11\u8d26\u6237\u4f9b\u6b3e\u662f\u5bf9\u96c7\u4e3b\u8d44\u52a9\u8ba1\u5212\u7684\u8865\u5145\u3002<\/li><li><strong>\u5065\u5eb7\u50a8\u84c4\u8d26\u6237\uff08HSA\uff09\uff1a<\/strong> \u5982\u679c\u7b26\u5408\u6761\u4ef6\uff0c\u53ef\u4f7f\u7528\u5065\u5eb7\u50a8\u84c4\u8d26\u6237\u4e3a\u9000\u4f11\u540e\u7684\u533b\u7597\u8d39\u7528\u50a8\u84c4\u3002\u7f34\u6b3e\u53ef\u514d\u7a0e\uff0c\u63d0\u53d6\u7528\u4e8e\u7b26\u5408\u6761\u4ef6\u7684\u533b\u7597\u8d39\u7528\u53ef\u514d\u7a0e\u3002<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7979df6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7979df6\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf68320 elementor-widget elementor-widget-heading\" data-id=\"cf68320\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5. \u89c4\u5212\u533b\u7597\u8d39\u7528<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91861a0 elementor-widget elementor-widget-text-editor\" data-id=\"91861a0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div data-zone-id=\"0\" data-line-index=\"0\" data-line=\"true\">\u533b\u7597\u8d39\u7528\u53ef\u80fd\u662f\u9000\u4f11\u89c4\u5212\u7684\u91cd\u8981\u7ec4\u6210\u90e8\u5206\u3002\u4e34\u8fd1\u9000\u4f11\u65f6\uff0c\u8bf7\u8003\u8651\u4ee5\u4e0b\u51e0\u70b9\uff1a<\/div><ul><li data-zone-id=\"0\" data-line-index=\"2\" data-line=\"true\"><strong>\u4f30\u7b97\u672a\u6765\u7684\u533b\u7597\u8d39\u7528\uff1a<\/strong> \u7814\u7a76\u6f5c\u5728\u7684\u533b\u7597\u8d39\u7528\uff0c\u4e3a\u533b\u7597\u4fdd\u9669\u8d39\u3001\u81ea\u4ed8\u8d39\u7528\u548c\u957f\u671f\u62a4\u7406\u505a\u597d\u8ba1\u5212\u3002<\/li><li data-zone-id=\"0\" data-line-index=\"2\" data-line=\"true\"><strong>\u67e5\u770b\u533b\u7597\u4fdd\u9669\u9009\u9879\uff1a<\/strong> \u719f\u6089\u533b\u7597\u4fdd\u9669\u53ca\u5176\u627f\u4fdd\u9009\u9879\u3002\u4e86\u89e3\u8054\u90a6\u533b\u7597\u4fdd\u9669\u7684\u4e0d\u540c\u90e8\u5206\uff08A\u3001B\u3001C \u548c D\uff09\uff0c\u5e76\u9009\u62e9\u6700\u7b26\u5408\u60a8\u9700\u6c42\u7684\u8ba1\u5212\u3002<\/li><li data-zone-id=\"0\" data-line-index=\"2\" data-line=\"true\"><strong>\u8003\u8651\u957f\u671f\u62a4\u7406\u4fdd\u9669\uff1a<\/strong> \u8bc4\u4f30\u662f\u5426\u9700\u8981\u8d2d\u4e70\u957f\u671f\u62a4\u7406\u4fdd\u9669\uff0c\u4ee5\u652f\u4ed8\u957f\u671f\u62a4\u7406\u670d\u52a1\u7684\u6f5c\u5728\u8d39\u7528\u3002<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac8a51a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ac8a51a\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3dc6f3 elementor-widget elementor-widget-heading\" data-id=\"d3dc6f3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">6. \u5236\u5b9a\u9000\u4f11\u9000\u51fa\u7b56\u7565<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eae4aa9 elementor-widget elementor-widget-text-editor\" data-id=\"eae4aa9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u4e00\u4e2a\u6df1\u601d\u719f\u8651\u7684\u63d0\u53d6\u7b56\u7565\u5bf9\u4e8e\u786e\u4fdd\u60a8\u7684\u9000\u4f11\u50a8\u84c4\u5728\u6574\u4e2a\u9000\u4f11\u751f\u6d3b\u4e2d\u90fd\u80fd\u6301\u7eed\u4e0b\u53bb\u81f3\u5173\u91cd\u8981\u3002\u8bf7\u8003\u8651\u4ee5\u4e0b\u65b9\u6cd5\uff1a<\/p><ul><li><strong>\u786e\u5b9a\u5b89\u5168\u63d0\u53d6\u7387\uff1a<\/strong> 4% \u539f\u5219\u662f\u4e00\u4e2a\u901a\u7528\u51c6\u5219\uff0c\u5efa\u8bae\u60a8\u6bcf\u5e74\u63d0\u53d6\u9000\u4f11\u50a8\u84c4\u7684 4%\uff0c\u800c\u4e0d\u4f1a\u8fc7\u5feb\u8017\u5c3d\u60a8\u7684\u8d44\u91d1\u3002\u6839\u636e\u4e2a\u4eba\u60c5\u51b5\u548c\u5e02\u573a\u6761\u4ef6\u8fdb\u884c\u8c03\u6574\u3002<\/li><li><strong>\u4f18\u5148\u8003\u8651\u8282\u7a0e\u63d0\u53d6\uff1a<\/strong> \u4ee5\u8282\u7a0e\u7684\u65b9\u5f0f\u8ba1\u5212\u4ece\u4e0d\u540c\u8d26\u6237\uff08\u5e94\u7a0e\u8d26\u6237\u3001\u5ef6\u7a0e\u8d26\u6237\u548c\u514d\u7a0e\u8d26\u6237\uff09\u63d0\u53d6\u8d44\u91d1\uff0c\u4ee5\u6700\u5927\u9650\u5ea6\u5730\u51cf\u5c11\u7a0e\u8d1f\uff0c\u589e\u52a0\u7a0e\u540e\u6536\u5165\u3002<\/li><li><strong>\u76d1\u63a7\u548c\u8c03\u6574\uff1a<\/strong> \u5b9a\u671f\u5ba1\u67e5\u60a8\u7684\u53d6\u6b3e\u7b56\u7565\uff0c\u5e76\u6839\u636e\u60a8\u7684\u652f\u51fa\u9700\u6c42\u3001\u5e02\u573a\u8868\u73b0\u548c\u9000\u4f11\u8ba1\u5212\u7684\u53d8\u5316\u8fdb\u884c\u8c03\u6574\u3002<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e240d35 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"e240d35\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f5f406 elementor-widget elementor-widget-heading\" data-id=\"5f5f406\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">7. \u5bfb\u6c42\u4e13\u4e1a\u6307\u5bfc<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac97dad elementor-widget elementor-widget-text-editor\" data-id=\"ac97dad\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u9000\u4f11\u89c4\u5212\u53ef\u80fd\u5f88\u590d\u6742\uff0c\u5bfb\u6c42\u4e13\u4e1a\u5efa\u8bae\u53ef\u4ee5\u4e3a\u60a8\u63d0\u4f9b\u5b9d\u8d35\u7684\u89c1\u89e3\uff0c\u5e2e\u52a9\u60a8\u628a\u63e1\u6295\u8d44\u9009\u62e9\u3002\u8003\u8651\u4e0e\u8d22\u52a1\u987e\u95ee\u6216\u9000\u4f11\u89c4\u5212\u5e08\u5408\u4f5c\uff0c\u4ed6\u4eec\u53ef\u4ee5\u6839\u636e\u60a8\u7684\u8d22\u52a1\u72b6\u51b5\u548c\u9000\u4f11\u76ee\u6807\u63d0\u4f9b\u4e2a\u6027\u5316\u6307\u5bfc\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8f23d4 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"a8f23d4\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e3e2067 elementor-widget elementor-widget-heading\" data-id=\"4e3e2067\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u8bfe\u7a0b\u603b\u7ed3<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f079df1 elementor-widget elementor-widget-text-editor\" data-id=\"2f079df1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u6709\u6548\u7684\u9000\u4f11\u89c4\u5212\u5305\u62ec\u53ca\u65e9\u50a8\u84c4\u3001\u6218\u7565\u6027\u6295\u8d44\u548c\u8c28\u614e\u7ba1\u7406\u9000\u4f11\u8d44\u91d1\u3002\u901a\u8fc7\u53ca\u65e9\u5f00\u59cb\u3001\u786e\u5b9a\u76ee\u6807\u3001\u5206\u6563\u6295\u8d44\u3001\u5229\u7528\u7a0e\u6536\u4f18\u60e0\u8d26\u6237\u3001\u89c4\u5212\u533b\u7597\u8d39\u7528\u3001\u5236\u5b9a\u9000\u51fa\u7b56\u7565\u4ee5\u53ca\u5bfb\u6c42\u4e13\u4e1a\u5efa\u8bae\uff0c\u60a8\u53ef\u4ee5\u4e3a\u8212\u9002\u7684\u9000\u4f11\u751f\u6d3b\u5960\u5b9a\u5b89\u5168\u7684\u8d22\u52a1\u57fa\u7840\u3002\u79ef\u6781\u4e3b\u52a8\u7684\u77e5\u60c5\u89c4\u5212\u53ef\u786e\u4fdd\u60a8\u6ee1\u6000\u4fe1\u5fc3\u3001\u5b89\u4eab\u665a\u5e74\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-62724227 elementor-hidden-mobile\" data-id=\"62724227\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-41238eb1 elementor-widget elementor-widget-table-of-contents\" data-id=\"41238eb1\" data-element_type=\"widget\" data-settings=\"{&quot;exclude_headings_by_selector&quot;:[],&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;,&quot;h4&quot;,&quot;h5&quot;,&quot;h6&quot;],&quot;marker_view&quot;:&quot;numbers&quot;,&quot;no_headings_message&quot;:&quot;No headings were found on this page.&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_offset&quot;:0,&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\t\u76ee\u5f55\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__41238eb1\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-48f90bce elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"48f90bce\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-13fc462e\" data-id=\"13fc462e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-48ce41ca elementor-align-center elementor-widget elementor-widget-button\" data-id=\"48ce41ca\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"http:\/\/orionta.com\/zh\/the-role-of-fixed-income-investments-in-a-modern-portfolio\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u4e0a\u4e00\u7bc7\u6587\u7ae0<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-2a76ca94\" data-id=\"2a76ca94\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-32e62a4f elementor-align-center elementor-widget elementor-widget-button\" data-id=\"32e62a4f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"http:\/\/orionta.com\/zh\/investment-edu\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u6295\u8d44\u6587\u7ae0<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-2dd3b5c3\" data-id=\"2dd3b5c3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-65680532 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"65680532\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"http:\/\/orionta.com\/zh\/courses\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u5176\u4ed6\u6587\u7ae0<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u63d0\u4f9b\u89c4\u5212\u548c\u6295\u8d44\u7684\u6280\u5de7\u548c\u7b56\u7565\uff0c\u4ee5\u786e\u4fdd\u8212\u9002\u548c\u5b89\u5168\u7684\u9000\u4f11\u751f\u6d3b\u3002<\/p>","protected":false},"author":2,"featured_media":7606,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[9,62],"tags":[],"class_list":["post-9960","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-courses","category-investment"],"aioseo_notices":[],"jetpack_featured_media_url":"http:\/\/orionta.com\/wp-content\/uploads\/2024\/06\/CTA-bg-v2.png","jetpack_sharing_enabled":true,"rttpg_featured_image_url":{"full":["http:\/\/orionta.com\/wp-content\/uploads\/2024\/06\/CTA-bg-v2.png",2732,900,false],"landscape":["http:\/\/orionta.com\/wp-content\/uploads\/2024\/06\/CTA-bg-v2.png",2732,900,false],"portraits":["http:\/\/orionta.com\/wp-content\/uploads\/2024\/06\/CTA-bg-v2.png",2732,900,false],"thumbnail":["http:\/\/orionta.com\/wp-content\/uploads\/2024\/06\/CTA-bg-v2-150x150.png",150,150,true],"medium":["http:\/\/orionta.com\/wp-content\/uploads\/2024\/06\/CTA-bg-v2-300x99.png",300,99,true],"large":["http:\/\/orionta.com\/wp-content\/uploads\/2024\/06\/CTA-bg-v2-1024x337.png",800,263,true],"1536x1536":["http:\/\/orionta.com\/wp-content\/uploads\/2024\/06\/CTA-bg-v2-1536x506.png",1536,506,true],"2048x2048":["http:\/\/orionta.com\/wp-content\/uploads\/2024\/06\/CTA-bg-v2-2048x675.png",2048,675,true],"trp-custom-language-flag":["http:\/\/orionta.com\/wp-content\/uploads\/2024\/06\/CTA-bg-v2-18x6.png",18,6,true],"course_archive_thumbnail":["http:\/\/orionta.com\/wp-content\/uploads\/2024\/06\/CTA-bg-v2.png",100,33,false],"course_single_thumbnail":["http:\/\/orionta.com\/wp-content\/uploads\/2024\/06\/CTA-bg-v2.png",100,33,false],"lesson_archive_thumbnail":["http:\/\/orionta.com\/wp-content\/uploads\/2024\/06\/CTA-bg-v2.png",100,33,false],"lesson_single_thumbnail":["http:\/\/orionta.com\/wp-content\/uploads\/2024\/06\/CTA-bg-v2.png",100,33,false],"menu-24x24":["http:\/\/orionta.com\/wp-content\/uploads\/2024\/06\/CTA-bg-v2-24x8.png",24,8,true],"menu-36x36":["http:\/\/orionta.com\/wp-content\/uploads\/2024\/06\/CTA-bg-v2-36x12.png",36,12,true],"menu-48x48":["http:\/\/orionta.com\/wp-content\/uploads\/2024\/06\/CTA-bg-v2-48x16.png",48,16,true],"woocommerce_thumbnail":["http:\/\/orionta.com\/wp-content\/uploads\/2024\/06\/CTA-bg-v2-800x800.png",800,800,true],"woocommerce_single":["http:\/\/orionta.com\/wp-content\/uploads\/2024\/06\/CTA-bg-v2-800x264.png",800,264,true],"woocommerce_gallery_thumbnail":["http:\/\/orionta.com\/wp-content\/uploads\/2024\/06\/CTA-bg-v2-100x100.png",100,100,true]},"rttpg_author":{"display_name":"Orion Wealth Academy","author_link":"http:\/\/orionta.com\/zh\/author\/seo_marketing\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"http:\/\/orionta.com\/zh\/category\/courses\/\" rel=\"category tag\">Courses<\/a> <a href=\"http:\/\/orionta.com\/zh\/category\/courses\/investment\/\" rel=\"category tag\">Investment<\/a>","rttpg_excerpt":"Provide tips and strategies for planning and investing to ensure a comfortable and secure retirement.","_links":{"self":[{"href":"http:\/\/orionta.com\/zh\/wp-json\/wp\/v2\/posts\/9960","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/orionta.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/orionta.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/orionta.com\/zh\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/orionta.com\/zh\/wp-json\/wp\/v2\/comments?post=9960"}],"version-history":[{"count":25,"href":"http:\/\/orionta.com\/zh\/wp-json\/wp\/v2\/posts\/9960\/revisions"}],"predecessor-version":[{"id":17446,"href":"http:\/\/orionta.com\/zh\/wp-json\/wp\/v2\/posts\/9960\/revisions\/17446"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/orionta.com\/zh\/wp-json\/wp\/v2\/media\/7606"}],"wp:attachment":[{"href":"http:\/\/orionta.com\/zh\/wp-json\/wp\/v2\/media?parent=9960"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/orionta.com\/zh\/wp-json\/wp\/v2\/categories?post=9960"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/orionta.com\/zh\/wp-json\/wp\/v2\/tags?post=9960"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}